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本科私人学生贷款

大学生活很艰难. 付钱也不一定.

今天给我们发邮件 偿还贷款

或打电话 1-317-524-5168

本科私人学生贷款

Enjoy one simple application that lets you secure financing for your entire college experience.

关键特性

  • Offered in Partnership with Credit Union 学生 ChoiceOffered in Partnership with Credit Union 学生 Choice, our private education line of credit fills the gap when you've exhausted all other lower-cost sources of aid.
  • Minimum draw of $1,000 and aggregate maximum of $75,000
  • Competitive interest rates based on credit score
  • 没有发起或预付费用
  • Co-borrower not required, yet qualified co-borrower could result in lower interest rate
  • Co-borrower release with 48 months of consecutive monthly on-time payments
  • 25% rate discount during repayment for automated electronic payments
固定利率学生贷款
  • Get a fixed monthly payment with a rate that doesn't change over time.
  • 5年、10年和15年的还款期限
浮动利率学生贷款
  • As rates rise and fall according to the market index, your monthly payment may change over time.
  • 15年还款

马上申请

What are the great features of an 元素 本科私人学生贷款?

Mom with her baby working on classes coursework on her computer

用我们的私人教育贷款额度, you can secure funding for your entire undergraduate career with just one application! 在未来的学年里, simply request funds from your line (called a "draw") for the amount you need — no need to reapply! And with convenient repayment terms and in-school deferment, we’ll help you successfully manage repayment after college. As a local, not-for-profit credit union, we’ve got your best interests in mind.

本科生私人学生贷款功能

  • For students attending most four-year public and private nonprofit schools
  • Covers cost of attendance: tuition, fees, books, room and board, other related expenses
  • School-certified, convenient line of credit allows for one application and multiple draw requests
  • Flexible repayment options during school and after graduation, including the option to defer payment while still a student

开始

我的问题该找谁?

学生在课堂上举手

你可以和我们谈谈! Look to us for answers to your questions about student loans.

Set up a complimentary one-on-one appointment with a 学生 Lending Expert.

  • Explore options and identify differences between federal and private student loans
  • 讨论本科学位的选择
  • Discuss options for graduate students seeking a business degree
  • Get assistance completing your student loan application

Schedule a Meeting with a 学生 Loan Advisor

Does 元素 offer first-time, traditional student loans?

学生们围着笔记本电脑

No. Even though you will apply for these loans through your school, we are still here to answer your questions at the 学生 Loan Hotline: 1-317-524-5168 或通过 电子邮件.

We do offer an 本科私人学生贷款. 这是私人教育的信用额度, fills the gap when you've exhausted all other lower-cost sources of aid.

电子邮件我们

Why should I go to 元素 for my 学生 Loan?

一个女人用手机付酒钱

像银行一样,只是更好!

更好的利率. 更少的费用.

因为我们是信用合作社, we return profits to members in the form of reduced fees, 更高的储蓄率, 更低的贷款利率.

可信的建议. 新鲜的方法.

We pride ourselves on being a trusted source for financial education. Your financial wellness expert will come to your workplace to answer questions and provide you with 1-on-1 assistance as you navigate the changes that come with each of life's stages.

尊重当地. 在全球范围内访问.

Headquartered in 印第安纳波利斯 since 1930, we rank among the top 4% of credit unions nationally1. We serve members in all 50 states and 50+ countries. You’ll have access to 5,000+ shared branches nationwide and 78,000+ surcharge-free ATMs globally.

高科技. 人类接触.

Our technology makes banking with 元素 easy. From quick digital applications to online and mobile banking, we’ll be by your side wherever you go. We’re here for you with member service available 24/7 and live chat during the workday.

开始

我如何申请?

学生Choice网站界面

再融资的4个步骤

  • 第1天 首次信贷申请已开始 - You can apply online in as little as 20 minutes. Submit your application online anytime or call 1-800-369-4250 一天24小时,一周7天,开始. 一定要 手边准备一些资料 为了顺利应用.
  • Days 2-16 — Document Submission and Verification - You may need to submit additional documentation for the verification process.
  • Days 17-31 — Loan Certification by Your School -一旦你达到这一点, your line of credit has been fully approved and we are waiting for your school’s financial aid office to approve the loan amount you requested.
  • 第32-42天-贷款发放到你的学校 — Once the certification has been returned by your school, we will complete a few final checks and then remit payment directly to your school. We always send loan funds via electronic payment methods if available through your school. If the school does not accept these options, we will mail them a physical check.

开始

Helpful and easy to apply for student loan products. 元素 loan counselors are top notch at communicating and assisting with each step of the process.

——保罗·H. |会员,2021年起
  1. 1 基于截至2021年12月31日的资产规模